Selling A Home In Georgia While Behind On Mortgage Payments

Behind on Payments? We Buy Houses Fast for Cash!

Understanding the Implications of Falling Behind on Mortgage Payments

Falling behind on mortgage payments can be overwhelming. In Georgia, missing payments can lead to foreclosure, which not only results in the loss of your home but also significantly impacts your credit score. It’s crucial to understand your options and act promptly to mitigate these consequences.

The Georgia Foreclosure Timeline: Act Fast!

Non-Judicial Foreclosure Process in Georgia:

1. Missed Payment (30-60 days late): Lender sends notices
2. Notice of Default (90+ days late): Official foreclosure warning
3. Foreclosure Notice Filed: Auction scheduled in 30-45 days
4. Auction Day: Property sold to highest bidder

No Agent Cash Sale In 3 Easy Steps!

Contact Us

Submit the form to let us know some basic info about your property.

Get Your Offer

We will coordinate a time to see the property and calculate our cash offer.

Get Paid

We will schedule a closing date at a local title company that works for you.

5 Signs You Should Sell Now

1. Multiple missed payments
2. Notice of Default received
3. Can’t afford repayment plan
4. Job loss or medical crisis
5. Want to protect credit score

Why Sell To JD Buys Homes?

---

Selling your home should be simple and stress-free—that’s our goal. When you work with us, you’ll get a fair cash offer within 24 hours with no repairs, showings, or hidden fees. Choose your closing date (as fast as 7 days) and skip the hassles of traditional selling. Let us make your home sale quick and effortless—get your no-obligation cash offer today!

Fair Cash Offer

Guaranteed cash offer based on the condition and value of your home.

Simple Process

Our goal is to take the stress our of selling your home.

Flexible Closing

Close fast or take the time you need. You pick the closing date.

Sell Totally As-Is

No need to pay for expensive repairs. We buy Homes As Is.

Zero Fees

Completely free to you! Pay no fees, commissions, or closing costs.

No Cleaning

Leave any junk behind. You don’t even have to clean.

Exploring Your Options: Traditional Sale vs. Selling to an Investor

Traditional Sale

Selling your home through a real estate agent is possible if you have sufficient equity. However, this process can be time-consuming and may not be ideal if you’re facing imminent foreclosure.

Selling to an Investor

Selling directly to a real estate investor like JD Buys Homes can be a faster solution. Investors typically purchase homes as-is, allowing you to avoid repairs and close quickly, often within days. This option can be particularly beneficial if you’re under time constraints due to pending foreclosure.

We Are Local Cash Buyers In Georgia!

“I had a great experience working with JD Buys Homes. They were honest and provided me with an excellent offer, purchasing my home for the best price in the area. The process was smooth, and I was able to close with all cash, headache-free. Highly recommend!”

– John M

The JD Buys Homes Advantage

At JD Buys Homes, we specialize in helping homeowners in Georgia sell their homes quickly, even when behind on mortgage payments. Our process is straightforward:

• Close Quickly: If you accept, we can close in as little as seven days, helping you avoid foreclosure and move forward.
• Contact Us: Reach out to discuss your situation.
• Receive an Offer: We’ll assess your property and provide a fair, no-obligation cash offer.

Assistance Programs in Georgia

If you’re struggling with mortgage payments, consider these resources:

• Georgia Mortgage Assistance Program: Offers financial aid to eligible homeowners.
• HUD-Approved Housing Counselors: Provide free counseling to help you understand your options.
• Georgia Legal Aid: Offers legal assistance to homeowners facing foreclosure.

These programs can provide support and guidance to help you navigate financial difficulties.

Get Cash For Your House From JD Buys Homes!

More Resources

Where We Buy Houses