Selling A Home In Georgia While Behind On Mortgage Payments

Behind on Payments? We Buy Houses Fast for Cash!

Understanding the Implications of Falling Behind on Mortgage Payments

Falling behind on mortgage payments can be overwhelming. In Georgia, missing payments can lead to foreclosure, which not only results in the loss of your home but also significantly impacts your credit score. It’s crucial to understand your options and act promptly to mitigate these consequences.

The Georgia Foreclosure Timeline: Act Fast!

Non-Judicial Foreclosure Process in Georgia:

1. Missed Payment (30-60 days late): Lender sends notices
2. Notice of Default (90+ days late): Official foreclosure warning
3. Foreclosure Notice Filed: Auction scheduled in 30-45 days
4. Auction Day: Property sold to highest bidder

No Agent Cash Sale In 3 Easy Steps!

Contact Us

Submit the form to let us know some basic info about your property.

Get Your Offer

We will coordinate a time to see the property and calculate our cash offer.

Get Paid

We will schedule a closing date at a local title company that works for you.

5 Signs You Should Sell Now

1. Multiple missed payments
2. Notice of Default received
3. Can’t afford repayment plan
4. Job loss or medical crisis
5. Want to protect credit score

Why Sell To JD Buys Homes?

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Selling your home should be simple and stress-free—that’s our goal. When you work with us, you’ll get a fair cash offer within 24 hours with no repairs, showings, or hidden fees. Choose your closing date (as fast as 7 days) and skip the hassles of traditional selling. Let us make your home sale quick and effortless—get your no-obligation cash offer today!

Fair Cash Offer

Guaranteed cash offer based on the condition and value of your home.

Simple Process

Our goal is to take the stress our of selling your home.

Flexible Closing

Close fast or take the time you need. You pick the closing date.

Sell Totally As-Is

No need to pay for expensive repairs. We buy Homes As Is.

Zero Fees

Completely free to you! Pay no fees, commissions, or closing costs.

No Cleaning

Leave any junk behind. You don’t even have to clean.

Exploring Your Options: Traditional Sale vs. Selling to an Investor

Traditional Sale

Selling your home through a real estate agent is possible if you have sufficient equity. However, this process can be time-consuming and may not be ideal if you’re facing imminent foreclosure.

Selling to an Investor

Selling directly to a real estate investor like JD Buys Homes can be a faster solution. Investors typically purchase homes as-is, allowing you to avoid repairs and close quickly, often within days. This option can be particularly beneficial if you’re under time constraints due to pending foreclosure.

We Are Local Cash Buyers In Georgia!

“I had a great experience working with JD Buys Homes. They were honest and provided me with an excellent offer, purchasing my home for the best price in the area. The process was smooth, and I was able to close with all cash, headache-free. Highly recommend!”

– John M

The JD Buys Homes Advantage

At JD Buys Homes, we specialize in helping homeowners in Georgia sell their homes quickly, even when behind on mortgage payments. Our process is straightforward:

• Close Quickly: If you accept, we can close in as little as seven days, helping you avoid foreclosure and move forward.
• Contact Us: Reach out to discuss your situation.
• Receive an Offer: We’ll assess your property and provide a fair, no-obligation cash offer.

Assistance Programs in Georgia

If you’re struggling with mortgage payments, consider these resources:

• Georgia Mortgage Assistance Program: Offers financial aid to eligible homeowners.
• HUD-Approved Housing Counselors: Provide free counseling to help you understand your options.
• Georgia Legal Aid: Offers legal assistance to homeowners facing foreclosure.

These programs can provide support and guidance to help you navigate financial difficulties.

Get Cash For Your House From JD Buys Homes!

More Resources

FAQ’s About Selling To JD Buys Homes

How fast can JD Buys Homes buy my house?
We can close in as little as 7 days! If you need more time, we’ll work with your schedule to set a closing date that fits you.

Do I have to make repairs before selling my house?
No! We buy houses in any condition — no repairs, no cleaning, and no updates needed.

Are there any fees or commissions when I sell to JD Buys Homes?
Nope. We don’t charge any commissions or hidden fees, and we even cover most closing costs.

What areas in Georgia do you buy houses in?
We buy houses all across Georgia, including the Atlanta Metro, Macon, Augusta, Columbus, Savannah, and surrounding areas.

Can I sell my house if I’m behind on my mortgage or facing foreclosure?
Yes, we regularly help homeowners sell fast and avoid foreclosure. We can make a fair cash offer so you can move forward.

What types of properties does JD Buys Homes purchase?
We buy single-family homes, condos, townhomes, rental properties, inherited houses, and even vacant or distressed homes.

How do you come up with your cash offer amount?
We look at your home’s condition, location, and recent comparable sales to create a fair, transparent cash offer.

What if my house is in bad shape or needs a lot of repairs?
That’s no problem! We buy homes “as-is,” no matter how outdated, damaged, or cluttered they are.

Can I sell my house if I live out of state?
Yes. We often work with out-of-state homeowners who want to sell a Georgia property quickly and easily for cash.

Do you buy inherited or probate houses?
Absolutely. We buy inherited and probate homes in Georgia and can help simplify the process for you and your family.

Do you work with landlords who want to sell rental properties?
Yes! We buy tenant-occupied and vacant rentals — even if your renters are behind on payments or your property needs work.

What makes JD Buys Homes different from other companies that buy houses for cash?
We’re a local, family-owned Georgia business focused on honest communication, fair offers, and fast, stress-free closings.

How do I get started selling my home to JD Buys Homes?
Just fill out the short form on our website or call us directly. We’ll schedule a quick walkthrough and give you a no-obligation cash offer.

Can I choose my own closing date?
Yes! You pick the date that works best for you — whether you need to close fast or need extra time to move.

Is your cash offer really no obligation?
Yes, 100%. You’re never under any pressure or obligation to accept our offer — it’s completely free and risk-free to find out what we can pay for your home.

Where We Buy Houses